North West roots. UK-wide reach.
Commercial Finance, Arranged Around Your Goal
We are a founder-led commercial finance brokerage based in Ormskirk, working with business owners, landlords, investors and developers across the UK. We start with what you are trying to achieve, then find the funding that gets you there — not the other way round.
- Founder-led brokerage
- Ormskirk based · UK-wide
- Broad panel of commercial lenders
About SLL Commercial Finance
SLL Commercial Finance was built on the same side of the table as our clients. Our founder has run trading businesses and invested in property personally, which means the conversation starts with the practical questions — what the money is for, what it needs to do, and what happens next — rather than a product list.
That experience shapes how we broker. We hold relationships with high street banks, challenger banks, specialist lenders, private funders and bridging providers, so the recommendation is based on what suits your circumstances rather than what a single lender happens to offer.
We are based in Ormskirk and know the Southport, Liverpool, Merseyside, Lancashire and Manchester markets well. Our clients, however, are spread across England, Scotland, Wales and Northern Ireland — good funding advice does not stop at the county line.
More About Us
Who We Help and What We Arrange
Different clients, different pressures — the common thread is a decision that needs funding behind it.
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Business owners
Working capital, growth funding, equipment, stock and cash flow gaps for trading businesses of every size.
Business loans -
Landlords and investors
Buy-to-let and commercial investment lending, portfolio refinances, HMOs, holiday lets and limited company structures.
BTL mortgages -
Property developers
Ground-up development, conversions, heavy refurbishment and the exit funding that follows completion.
Development finance -
Buyers and acquirers
Funding to buy a business, buy out a partner, or acquire the freehold of the premises you already trade from.
Acquisition finance
How It Works
Four straightforward stages, with one point of contact throughout.
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01
A proper conversation
We start with the goal, the timescale and the numbers as they actually are. No forms until we know it is worth your time.
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02
The right route
We map the realistic options across our lender panel, explain the trade-offs in plain English, and recommend a route with a reason attached.
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03
A packaged application
We prepare and present the case properly, so the lender sees a credible proposition rather than a pile of documents.
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04
Through to completion
We manage valuations, solicitors and lender queries, keep you updated, and stay involved until the funds land.
Why Clients Choose Us
Founder-led
You deal directly with an experienced broker who has run businesses and bought property personally — not a call centre or a rotating case handler.
Outcome first
We understand the goal before we recommend a product. Sometimes that means telling you the deal in front of you is the wrong one.
A broad lender panel
High street, challenger, specialist and private lenders, plus funders you will not find on a comparison site.
Straightforward communication
Clear answers, quick responses and no jargon. You will always know where your case stands and what happens next.
Finance Options by Goal
Start with what you are trying to do — we will work backwards to the right funding.
I need working capital or cash flow
I want to buy equipment or fulfil orders
I am buying property or moving quickly
I am building, converting or acquiring
Introducers & Referral Partners
For Accountants, Solicitors and Introducers
A good part of our work comes from professional advisers whose clients need funding that sits outside their own remit. Accountants, solicitors, estate and letting agents, IFAs and property professionals refer to us because their clients come back and thank them.
We keep introductions simple: you make the connection, we take it from there, and you stay informed at the level you prefer. Your client relationship stays yours — we are there to arrange the finance, not to sell across it.
Discuss a Referral ArrangementFrequently Asked Questions
Do you only work with businesses in the North West?
No. We are based in Ormskirk and know the Southport, Liverpool, Merseyside, Lancashire and Manchester markets particularly well, but we arrange finance for clients across England, Scotland, Wales and Northern Ireland. Most of the process is handled by phone, video call and email, with site visits where they add value.
What does it cost to speak to you?
The initial conversation and the review of your options cost you nothing. If we take a case forward, we will set out clearly in writing how we are paid — by lender commission, by a broker fee, or both — before you commit to anything.
How quickly can funding be arranged?
It depends entirely on the facility. A merchant cash advance or unsecured loan can complete within days; a bridging loan typically takes two to four weeks; commercial mortgages and development facilities usually run to several weeks because of valuation and legal work. We will give you a realistic timescale at the outset rather than an optimistic one.
What if my circumstances are not straightforward?
That is often when a broker earns their keep. Adverse credit, short trading history, complex company structures, unusual properties and irregular income are all workable with the right lender. Tell us the position honestly and we will tell you frankly whether it is fundable.
Tell Us What You Are Trying to Achieve
Send us a few details and we will come back to you the same working day wherever possible. Prefer to talk it through? Call or WhatsApp us directly.
- No obligation and no cost for the initial conversation
- An honest view on whether your case is fundable
- One named broker from enquiry through to completion